Commercial Real Estate Loans

Commercial real estate loans are a type of financing used to fund the purchase, development, or refinancing of income-producing properties used for business purposes. In most cases, commercial real estate loans are intended for investors, businesses, and developers interested in acquiring or investing in commercial properties, including but not limited to office buildings, retail centers, industrial warehouses, apartment complexes, and other non-residential real estate assets. These loans differ from residential mortgages in terms of their underwriting criteria, terms, and main purpose.

Depending on the terms of your specific loan, you may be required to make a down payment. This may range anywhere from 10% to 30% or more of the property’s total purchase price. Your financial situation and the policies of your lender can impact the down payment amount. Additionally, prior to funding, the loan amount relative to the property’s appraised value will be assessed, which is known as the loan-to-value ratio.

Commercial real estate loans play an important role in the overall real estate market and can be a vital tool for investors and businesses ready to leverage real estate assets for growth and income. If you are a real estate investor or developer and need funding to finance your next investment, turn to us at Manfre and Associates Consulting Services.

We are a private commercial lender committed to the success of our clients. We offer fast, flexible timing with customized lending structures, allowing you to meet the financing needs of your next investment efficiently. We provide lending solutions in Louisiana and throughout the rest of the country, so contact us today to get started.